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Welcome to IFSCCODES.XYZ our website is just providing information about Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. The first four characters represent the bank, the fifth character is default "0" left for future use and the last six characters represent branch. What is a MICR Code? MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques. if anyone has faced issues or any misleading information please contact us on our email:- [email protected]